Do you need travel insurance when you have Medicare?

When you’re traveling outside the Unites States, it’s important to consider the possibility that you might need medical care while traveling.

If you’re on a Medicare supplement plan, your plan offers up to $50,000 lifetime coverage outside of the United States.

If you’re on a Medicare Advantage plan, this coverage varies from plan to plan.

Thus, if you’re planning a big adventure on another continent, I recommend travel insurance.

No, I don’t offer travel insurance, but Rande and I have been using the travel insurance quote site squaremouth.com for years. That site shops a bunch of different travel policies and gives you choices in cost and coverage.

At squaremouth.com, check the dates you want. Note that it’s a good idea to add 5-7 days at beginning and end as that usually doesn’t change the price, yet it accommodates minor schedule changes.

Ideally, you should purchase travel insurance shortly after making your initial travel arrangements. That way pre-existing conditions are covered.

Use the squaremouth link, but also put my agent code at the end so I get a finders fee: 21587

If you have questions, call their toll-free number. I’ve found them to be very helpful.

https://www.squaremouth.com/21587

Below, you’ll see a sample for an upcoming trip we’re taking. Trip cancellation is the most expensive part, and it’s an option. You can choose to include trip cancellation coverage or not. When we do a trip with a LOT of cash outlay, we usually insure the trip.

I always want the policy to be a primary payor.

Safe Travels!

Paul

Paul Davis

Lic No CA 0M47932, 0669770

Phone 818-888-0880 Fax818-993-1497

Web www.pdinsure.com Email paul@pdinsure.com

P.O. Box 7265, Van Nuys, CA 91409

Required Medicare disclaimer:  We do not offer every Medicare Advantage plan available in your area. For Los Angeles we represent 8 organizations which offer 62 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Medicare.gov presently shows 116 plans available, some of which don’t allow agents to represent them.

We do not offer every Medicare Part D plan available in your area. Currently we represent 7 organizations which offer 19 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Medicare.gov presently shows 23 plans available, some of which don’t allow agents to represent them. We look at all 23 plans.

Presently in Los Angeles we are contracted with Anthem Blue Cross, Blue Shield of California, Wellcare, Aetna, Cigna, Humana, UnitedHealthcare, SCAN health plan for Part D and/or Medicare Advantage plans.

California shows 1182 Medicare Advantage plans and 515 special needs plans available.

We are licensed in 23 other states where we are contracted with 5 carriers:  Wellcare, Cigna, Humana, Aetna, and UnitedHealthcare

Facey Presents Paul Davis on Medicare Health Plans in April, May and June

Let Facey help you understand your Medicare options.

Come to this free Zoom workshop where you can listen to Paul Davis discuss the available options among the Medicare Health Plans. Paul is looking forward to answering your questions.

Take your choice of the workshops in April, May or June.

Monday, April 15, 2024, 10:00 a.m.
Register at: https://tinyurl.com/PDIS-04-15-24

Friday, May 17th, 10 a.m.
Register at: https://tinyurl.com/PDIS-05-17-24

Thursday, June 13th, 10 a.m.
Register at: https://tinyurl.com/PDIS-06-13-24